Whether you’re self-employed or PAYE, now is the time to plan for retirement on your terms.
With Tax relief on contributions and a potential lump sum of up to €200,000 tax free when you access your pension, its one of the most tax-efficient ways to prepare for life after work. If you using a financial advisor for your pension, you will have the option to review it regularly and keep an eye on what funds are best for your investment.
Wondering how much your pension could grow over time? Use this interactive tool to estimate your future pension fund and retirement income:
A personal pension is a private retirement savings plan that allows you to build a fund for your future.
It’s ideal for self-employed individuals or PAYE workers who want to supplement their retirement income.
With tax relief on contributions, no tax on investment growth, and a potential lump sum of up to €200,000 tax-free at retirement, it’s one of the most tax-efficient ways to prepare for life after work.
The earlier you start the better. Start with a monthly amount and you can always make a lump sum contribution at a later date.
Gain peace of mind knowing your retirement is secured.
Online Access provides performance tracking, fund info, and document access all in one place.
Withdraw up to €200,000 tax-free from your pension fund when you access it.
People aiming to retire early or with higher income than the State Pension provides
Past performance is not a reliable guide to future returns
The value of your investment may go down as well as up.
There is no guarantee that your retirement fund will achieve a specific outcome.
Peace of Mind for Families Across Ireland
After so many years working and building up my Pension it was quite daunting when the time came to access my Pension. There were lots of different options available to me and I wanted to make sure I was fully informed. Michael in Guardian Wealth helped me to understand the immediate and long-term implication of the options available to me and guided me through the process. I would have no hesitation recommending Guardian Wealth.
I have been receiving advice from Jim Doyle in Guardian Wealth for 3 years. I was advised by a friend to use Guardian Wealth and so I contacted them when the time came to access my pension. Jim has been very good to me and has given me great advice over the years. He keeps in touch to give me updates on my pension and he is always available by phone if I have any questions. I am delighted that I am dealing with Guardian Wealth. They are a professional outfit and very straightforward to deal with.
My husband and I contacted Guardian Wealth seeking advice and help with our pensions. I am an ex Aer Lingus employee and I found it very difficult dealing with Mercer. We met with Jim Doyle in Guardian Wealth. He gave us straightforward advice and clearly explained the options available and the process to me. Jim and his team were very efficient and easy to deal with. They dealt directly with Mercer on my behalf and got everything sorted for me. I am more than happy to recommend Guardian Wealth if you are looking for pension advice.
