What To Do With Company Cash ?
If you or your client are a Business Owner with Profits and Cash building up in your company, you are presented with two problems:
- Increased Corporation Tax &
- Low or Negative Interest Rates on your Company Cash
The best way to reduce your corporation tax bill is have your business pay into a company funded pension for your benefit. If you do this before your company year end, this reduces your profitability which in turn reduces your corporation tax liability. It also has the knock on effect of transferring company cash into personal wealth and is protected from company creditors.
However, if you decide to keep cash in the business, which is not needed for working capital, you will need to generate a return on that cash.
We have access to thousands of fund options, all designed to meet the needs of our clients, which means we can help you generate a return on your cash.
Whether you are a cautious investor looking for capital secure options or a more adventurous investor looking at the possibility of generating larger returns over the long term in the stock market, we can figure out and source the best fund for you.
We have also developed a comprehensive risk profiling process to ensure we only recommend the types of investment funds that are suitable for you.
Our commitment to our clients also means we will review your investment with you at least once every year to make sure your investment is on track.
Please feel free to contact us by filling in the contact form or reach out to us at:
Dublin: 01 5267770 Wexford: 053 9110380
Serving Dublin, East Coast, Midlands & South East
‘I have experienced the ups and downs of Pension & Investment funds over many years. As I got closer to retirement, I needed to get advice regarding the risk profile of my pension funds as I didn’t want to see it fall in value at this stage of my life. Michael was able to provide practical steps to make sure this risk was reduced for me and I am happy that I am on the right road. They are always at the end of a phone & very accommodating to meet at short notice to discuss any queries that we may have. I do recommend Guardian Wealth to anybody worried about their pension’Patricia Cooney
Accessing your Private Pension can be a daunting experience. You will have the option of taking at least 25% of the value of your Pension fund as a tax-free cash lump sum. However, there are important decisions to make when it comes to deciding on how best to use the...read more