How important is Life/ Illness/ Income Protection Cover?
Your Life and Your Health is important. It’s the rock on which you build your success.
- Achieving your financial goals is dependent on your good health.
- Your business is dependent on you.
- Your family is dependent on you.
If something happens to you, the financial consequences can be permanent. Asking yourself some key questions can help you to understand your importance to those around you:
Q. What happens to my business if I die?
Q. What happens to my family if I die?
Q What happens to me, my business and my family if I cannot work for an extended period of time?
Did you know the odds of a business owner age 40 suffering from a serious illness before aged 65 is 23%*
Having appropriate life cover and illness in place to protect you, your business and your family from the financial consequences of these life changing events is crucial.
* Source: Society of Actuaries (Ireland & UK)
Whatever your situation, Guardian Wealth can help you understand the correct amount of life and illness cover that is most suited to you and your family.
We have the skills and the team to provide expert financial planning advice. We can formulate a life, illness and income protection plan for you that ensures you and your family are financially secure in the event of your death or illness.
How can we help you?
I was recently asked this question by a business owner in his late 40's. He was fortunate enough to have built up quite a large pension fund and he assumed that in the event of becoming ill and unable to work that he could access his pension early. So, is this...read more
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